""pursuant to a Judgment of Foreclosure, granted in a proceeding entitled, 'In the Matter of the Foreclosure of Tax Liens by Proceeding in Rem pursuant to Article Eleven of the Real Property Tax Law by the County of Wayne relating to the 2007 Town and County Tax.' Index No. 63536, executed by Honorable Stephen R. Sirkin, dated May 29, 2009. and filed in the Wayne County Clerk's Office on May 29, 2009 [and that this subsequent conveyance to Kathy McCarthy is] in accordance with RPTL §1166 [and by] the Wayne County Board of Supervisors pursuant to Resolution No. 327-09, enacted on May 19, 2009, [which] authorized the sale and conveyance of said premises in the manner and upon the terms herein specified."
(C) "MERS" is Mortgage Electro lie Registration Systems, Inc. MFRS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is organized and existing under the laws of Delaware, and has an address and telephone of P.O. 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. FOR PURPOSES OF RECORDING THIS MORTGAGE, MERS IS THE LENDER OF RECORD. (Emphasis in original).
I mortgage, grant and covey the Property to MERS (solely as nominee for Lender and Lender's successors in interest and its successors in interest) and its successors in interest subject to the terms of this Security Instrument. This means that, by signing this Security Instrument, I am giving Lender those rights that are stated and also those rights that Applicable Law gives to lenders who hold mortgages on real property. I am giving Lender these rights to protect Lender from possible losses that might result if I fail to:(A) Pay all the amounts that I owe Lender as stated in the Note including, but not limited to, all renewals, extensions and modifications of the Note:(B) Pay, with interest, any amounts that Lender spends under this Security Instrument to protect the value of the Property and Lender's rights in the Properly: and(C)Keep all of my other promises and agreements under this Security Instrument and the Note;I understand and agree that MFRS holds only legal title to the rights granted by me in this Security Instrument, but, if necessary, to comply with law or custom. MERS (as nominee for Lender and Lender's successors and assigns) has the right;(A) to exercise any or all of those: rights, including, but not limited to, the right to foreclose and sell the Property; and(B) to take any action required of Lender including, but not limited to, releasing and canceling this Security Instrument..
I give MERS (solely as nominee for Lender and Lender's successors in interest) rights in the Property described in (A) through (G) below: (A) The property which is located at 4664 Smith Road. Marion, New Yok 14505. The Property is in Wayne Count;. It has the following legal description: [LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF] Parcel Number: 66114-00-622284.
"(a) each owner and any other person whose right, title, or interest was a matter of public record as of the date the list of delinquent taxes was filed, which right, title or interest will be affected by the termination of the redemption period, and whose name and address are reasonably ascertainable from the public record, including the records in the offices of the surrogate of the county [and] (b) any person who has filed a declaration of interest pursuant to section 1126 that has not expired..."
"Any mortgagee, lienor, lessee or other person having legally protected interest in real property who wishes to receive copies of the notices required by this article may file with the enforcing officer a declaration of interest on a form prescribed by the state board. Such declaration shall include the name and mailing address of the person submitting such declaration, a description of the parcel or parcels in which such person claims an interest, and a description of the nature of such interest. A declaration of interest shall be effective upon filing and shall expire on the last day of the tenth calendar year commencing thereafter, unless extended or cancelled as provided herein,"