Just like MERS is used to avoid local recording fees, AWL was used to avoid state business registration fees

America's Wholesale Lender is a non-existing entity used by Countrywide back in the day to avoid having to register to do business in "the several States".  Kudos to and courtesy of Dave Krieger, an avid homeowner advocate and litigation supporter.

Take a look at Bank of America, N.A. v. Nash, 59-2011-CA-004389